FARLesson 5 of 5

Horizontal & Vertical Analysis

Concept

Trend and Common-Size Analysis

Horizontal analysis compares financial data across periods to identify trends — compute the dollar change and percentage change for each line item. Vertical analysis expresses each line item as a percentage of a base: income statement items as % of net sales, balance sheet items as % of total assets.
Example

Vertical Analysis of Income Statement

Net Sales: $500,000 = 100% COGS: $300,000 = 60% Gross Profit: $200,000 = 40% Operating Expenses: $120,000 = 24% Operating Income: $80,000 = 16% Net Income: $50,000 = 10% This shows at a glance that 60 cents of every sales dollar goes to COGS.
Key Point

Red Flags in Analysis

Watch for: declining margins over time, A/R growing faster than sales (collection problems), inventory growing faster than COGS (obsolescence risk), and operating cash flow diverging from net income.
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Practice Questions